Memory care in Texas provides specialized support for individuals with Alzheimer’s disease and other forms of dementia. Facilities are designed to create a safe and nurturing environment that offers assistance with daily activities, medication management, and personalized care. Texas offers a variety of programs and resources to help seniors and their families navigate the financial and logistical complexities of memory care.

Cost of Memory Care in Texas

The cost of memory care in Texas varies depending on location, amenities, and the level of care required. On average, the cost is around $3,763 per month, which is significantly lower than the national average of $5,369. Cities such as Fort Worth offer even more affordable options, with average costs as low as $3,000 per month. Inflation has impacted prices slightly, with a projected increase to $3,836 by 2024

Texas Medicaid Programs for Memory Care

Texas provides several Medicaid programs to assist with the costs of memory care. These programs include:

1. STAR+PLUS Medicaid Waiver: This program offers services such as assisted living care, adaptive aids, medical supplies, and therapies for seniors aged 65 and older who meet Medicaid financial criteria. As of 2022, the income limit for a single applicant is $30,276, with assets not exceeding $2,000.

2. Community First Choice (CFC) Waiver: A federal program providing services for seniors living at home or in a residential care setting. This waiver helps cover daily living assistance and personal care services, promoting independence whenever possible

3. Regulations and Licensing for Memory Care Facilities

   Memory care facilities in Texas are classified as Type B Assisted Living Facilities (ALFs) and are regulated by the Texas Health and Human Services Commission. These facilities can provide assistance with daily living activities, medication administration, and limited skilled nursing services. Admission requirements include ensuring that residents are not permanently bedridden and that their needs can be adequately met by the facility’s staff​.

Other Funding Options for Memory Care

In addition to Medicaid programs, families can explore the following funding options:

• Long-Term Care Insurance: Policies may cover the cost of memory care, but it’s essential to obtain a policy before the need for care arises.
• Veterans Benefits: The Department of Veterans Affairs offers programs like Aid and Attendance that can help cover health care costs for veterans and their spouses.
• Reverse Mortgages: Homeowners may take out a loan against the equity in their homes to fund short-term memory care needs​

Resources for Seniors and Their Families

Texas offers numerous resources to support seniors and their caregivers:

• Area Agencies on Aging (AAA): These agencies provide information on financial assistance, home-based care, and referrals to local resources.
• Texas Meals on Wheels: Delivers meals to homebound seniors, helping them maintain proper nutrition and social interaction.
• Texas Ramp Project: Provides free wheelchair ramps to improve mobility for seniors in need.
• Texas Legal Services Center: Offers free legal advice on topics like estate planning and benefits counseling​.